Basic insurance cover in the area of “new energies” comprise:

Comprehensive Plant Insurance (Property damage)
Electronics Insurance (Property damage)
Plant and Loss of Production Insurance (Loss of Production Costs)
Manufacturer’s and Operator’s Third Party Liability Insurance
Assembly Insurance (Property damage)
Directors’ and Officers’ Liability Insurance (financial losses)

In addition, we offer our "EVK-proprietary" cover concepts

For our clients, we have developed cover concepts specifically attuned to the risks to be insured. In these concepts, we have explicitly considered individual plants as well as entire plant parks or risk groups, respectively (examples: special cover concepts for old installations, the supplementary EPC insurance developed by EVK or legal expenses insurance for operators including contractual legal protection).

Support in all other sectors as well

Besides the insurance cover for renewable energy, we also provide our qualified expert advice in all other areas:

- Industry, trade and commerce
- Service providers and free-lancers
- Private sector, family insurance
- Life, pension and health insurance
- Capital investment and asset growth

We offer sophisticated cover concepts and comprehensive insurance cover for
all plants of environmentally friendly technologies:

Comprehensive Plant Insurance

For unforeseen, sudden damage to the plant insured which can be caused, e.g. by fire, lightning, explosion, operating error and improper use, material and constructional faults, overvoltage or short circuits, malfunctioning of devices for measuring and controlling, gales, floods, frost, theft and vandalism. Furthermore, the costs needed to put the plant in the same condition as it was before the damage occurred will be reimbursed e.g. the costs for replacement parts, de-installation and re-installation, extra journeys, decontamination and waste disposal costs for earth, movement and protection costs. The extent of reimbursement, indemnity and excess depend on the insurance conditions agreed.
 

Electronics Insurance (Solar Energy)

For unforeseen damage to a photo-voltaic installation. For unforeseen, sudden damage to the insured installation caused by e.g. fire, lightning, explosion, operating error and improper use, material and constructional faults, overvoltage or short circuits, gales, floods, frost, theft and vandalism. Furthermore, the costs needed to put the plant in the same condition as it was before the damage occurred will be reimbursed e.g. the costs for replacement parts, de-installation and re-installation, extra journeys, decontamination and waste disposal costs for contaminated earth, movement and protection costs, costs for work on earth and walls, costs for support work and roof tiling as well as costs for scaffolding. The extent of reimbursement, indemnity and excess depend on the insurance conditions agreed.
 

Plant and Loss of Production Insurance

Loss of revenue caused by disruption of the plant are reimbursed. Prior provision is that the disruption be preceded by damage that is covered by the plant insurance. The extent of reimbursement, indemnity and excess depend on the insurance conditions agreed.
 

Third Party Liability Insurance

For damage to persons and property caused by the blameworthy conduct of the insured party/operator. Third Party Liability insurer checks the claims. Unjustified claims are rejected. Justified claims are settled.
 

Directors’ and Officers’ Liability Insurance

The insurance protection covers the activities of various organs (executive committee, management, supervisory board, adviser etc.) and of executive employees (attorney etc.) of a corporation, that requires the general manager to act conscientiously and with due diligence. Claims for damages (financial losses) will be verified: Unfounded claims will be rejected (legal protection), founded claims will be fulfilled.
 

Assembly Insurance

For damages, destruction or losses during the assembly and putting into operation of insured objects, for example, through ineptitude, negligence or malevolence, operating errors or inappropriate handling, construction, casting or material flaws, calculation, workshop or assembly errors, industrial accidents or other unfortunate coincidences, fire, lightning, explosion, higher forces, theft, break-in theft.